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Hagerty is the UK's only specialist classic car insurance company, run by classic owners and enthusiasts. Our policy features agreed value, 90 days European. Pontiac Firebird to Ford Thunderbird, Dodge Challenger to Viper, Shelby Mustang to GT40 – the range of American cars that has reached the UK grows each year and. U.S. News & World Report named USAA the cheapest car insurance company in the country the past three years note2. How We Calculate Rates. Shopping.